Car Repair Financing in University Place & Tacoma
At McCabe’s Automotive, we know that unexpected car repairs can put serious strain on your budget. We believe no one should have to delay safe, reliable transportation because of cost. That’s why we offer flexible car repair financing through our trusted partner, Snap Finance.
Flexible Auto Repair Payment Plans
Whether you’re facing a sudden breakdown or a major maintenance bill, our auto repair financing makes it easier to get back on the road without financial stress. With Snap Loans from Snap Finance, you can:
- Apply with no credit needed¹
- Get a decision in seconds
- Access up to $5,000 for repairs
- Get your repairs and pay over time
- Take advantage of a 100-day early payoff option²
Drive today, pay your way. Financing built to keep you safely on the road.
How Snap Financing Works
1. Apply Online
Submit your application online to start the quick and simple process.
2. Get A Decision In Seconds
Snap Finance provides fast decisions for up to $5,000 through a personal installment loan.
3. Drive Stress Free
Bring your vehicle to McCabe’s and let our ASE-certified team handle the rest.
Why Choose Financing at McCabe’s
We’ve been serving the Greater Tacoma community since 1972, and we’re committed to making auto care convenient, fair, and stress-free. Partnering with Snap Finance is another way we ensure our neighbors never have to choose between safety and affordability.
Here’s what one customer had to say about their experience:
“McCabe’s saved my son from getting price gouged from a local used car dealer – I could not be more grateful for their expertise, their flexibility in pre-inspecting the car at a moment’s notice, and their friendliness. They taught me so much about how to approach the used car market. I now feel prepared to shop with confidence and know that they have my back!” — Laura C.
Frequently Asked Questions
Snap-branded loans are designed to help you cover essential auto repairs quickly with simple, transparent terms. Here are answers to the most common questions:
Do I need good credit to apply?
No. Snap uses a proprietary approval process that looks at more than credit scores. All credit types are welcome to apply. Not all applicants are approved.
What are the requirements to apply?
To apply for a Snap Loan, you’ll need:
- To be at least 18 years old
- A steady monthly income (typically $1,000 or more)
- An active checking account
- A valid email and mobile phone number
How much can I get approved for, and how fast?
Loan approvals generally range from $300 up to $5,000. Most applicants receive a decision in seconds.
What is the repayment structure?
Snap Loans are installment loans, meaning you’ll make fixed monthly payments over a set schedule.
Will applying affect my credit score?
Snap Loans may involve a credit inquiry, but approval isn’t based solely on FICO. Payment history may be reported, which can help build credit if payments are made on time.
Are there any fees or hidden costs?
Terms are transparent. Depending on your state and agreement, there may be origination fees or an initial payment required. All details are disclosed before you accept the loan.
How long is my approval valid?
Once approved, you typically have up to 60 days to use your loan with a participating partner like McCabe’s.
Can I pay off my loan early?
Yes. Snap Loans include a 100-day early payoff option that allows you to clear your balance sooner and save on overall costs if you choose.
Apply Today, Drive Tomorrow
Don’t let cost keep you off the road. Apply online for McCabe’s auto repair financing in University Place and Tacoma, and let our team of professionals take care of your vehicle with the care and expertise you deserve.
McCabe’s Automotive is not a lender. All financing is provided through our third-party partner, Snap Finance. Approval, terms, and conditions are solely determined by Snap’s bank partner. While we’re more than happy to assist with questions and guide you through the process, we cannot make changes to your loan application or influence approval decisions.
¹ Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with these agencies may be affected
² To exercise the 100-day option, consumers must make all regular payments on time as well as schedule additional payments in the customer portal, or by contacting Customer Care at 1-877-557-3769, to ensure the principle amount and processing fee is paid within 100 days. The 100-day option includes a processing fee, if applicable, above the merchandise price. See Snap Loan agreement for limitations.